Terms & Conditions

1. Acceptance of Terms

By accessing, browsing, or using the website and services offered by CashPedia Payment Solutions ("Platform," "we," "us," or "our"), you agree to be legally bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these terms, you must refrain from using our website or applying for services through our platform.

2. Role of CashPedia Payment Solutions

CashPedia Payment Solutions operates as a Lending Service Provider / Facilitator (LSP). We provide an online technology platform to connect borrowers with RBI-registered Non-Banking Financial Companies (NBFCs).

3. User Eligibility Criteria

To apply for credit facilitation or use our services, you must fulfill the following criteria:

• Must be an Indian citizen residing in India.
• Must be at least 18 years of age at the time of application.
• Must possess valid government-issued KYC documents (PAN Card, Aadhaar Card, etc.).
• Must have an active bank account in an Indian bank registered under your name.
• Must have a regular and verifiable source of income.

4. User Declarations & Accuracy

By submitting an application or user information on CashPedia Payment Solutions, you agree and confirm that:

• All personal, financial, and employment information provided by you is authentic, accurate, and up-to-date.
• Providing fraudulent, misleading, or forged documents will result in immediate rejection of your application and potential legal action.
• You explicitly consent to allow us and our lending partner, Loan In Pocket, to verify your identity, perform credit bureau checks (CIC), and validate KYC details.

5. Loan Sanction, Fees & Repayment

Loan approval is purely at the discretion of Loan In Pocket based on their internal credit policies and risk assessment.

6. Limitation of Liability

CashPedia Payment Solutions shall not be liable for any direct, indirect, incidental, or consequential damages resulting from loan rejection, delay in disbursal by the lender, technical downtime, or decisions made by Loan In Pocket regarding credit sanction.

7. Intellectual Property Rights

All content, logos, branding, graphics, and text on CashPedia Payment Solutions are the exclusive intellectual property of the platform. Unauthorized copying, modification, or distribution without prior written consent is strictly prohibited.

8. Governing Law & Jurisdiction

These Terms & Conditions are governed by and construed in accordance with the laws of India. Any disputes arising out of or related to the use of this platform shall be subject to the exclusive jurisdiction of Indian courts.

9. Contact Us

If you have any questions or clarifications regarding these Terms & Conditions, please contact us at: